Dental Insurance, Ways to maximize it

Dental Insurance is a great resource for covering portions of your treatment. Whether you're dentist is part of an insurance network or not, here are some tips to maximize your dental insurance.

1. Schedule Preventive Appointments- Regular Check Ups are covered under your insurance. These check ups include exams and x-rays where problems can be identified and addressed before becoming a bigger issue, i.e. a cavity becoming a crown.

2. Know your Annual Maximum Limit- All dental plans have a maximum amount your insurance will pay for services provided during a calendar year. Understand what the maximum amount your insurance will cover and use this information to your benefit.

3. Schedule Procedures Strategically- If you have multiple treatment sites or a larger treatment that can be split into stages, consider planning the treatments across different calendar years. Doing so can help you maximize your insurance benefits for these treatments.

4. Employer Provided Insurance- If you have dental insurance through your employer, talk with the owner or the HR representative to help you understand your dental benefits. Enrollment is a great time to ask these questions. If you work for a larger company with a dedicated HR representative, many will be willing to help in this endeavor or readily have this information available, always worth asking.

5. Keep Track of Claims and Benefits- Keep accurate records of your claims and benefits. A little of time spent organizing this information can ensure you've maximized your benefits and help resolve any disputes.

We hope this information is helpful and please feel free to reach out with questions.